Life and annuity valuation
Follow policy-level decrements, projected premiums and benefits, reserves, longevity effects and assumption sensitivities.
AI ACTUARIAL
Connect data preparation, reserving, pricing, capital analysis, and model governance in a reviewable workflow. Genellipse brings AegisNow, GeneData, and Cortex AI together around your actuarial team’s methods, responsibilities, and operating environment.

A PRACTICAL FIRST STEP WITH GENELLIPSE
Explore the models, calculations and reports behind actuarial decisions, with life, annuities and valuation in depth.
Explore the presentationThe expanded presentation connects model inputs and assumptions to numerical outputs, review processes and report examples. Worked examples use synthetic data, with assumptions and calculation boundaries stated.
Follow policy-level decrements, projected premiums and benefits, reserves, longevity effects and assumption sensitivities.
Examine profit emergence, traditional embedded value, required capital, asset and liability cash flows, duration and rate stresses.
Compare reserving methods, frequency and severity, loss distributions, tail-risk measures and capital calculations.
Inspect worked cash-flow charts and sample valuation, experience, IFRS 17, capital and model-validation reports.
Bring a life or annuity portfolio, its approved basis and your current reports. Compare projected cash flows, reserve components and sensitivities before agreeing the implementation scope.
Genellipse helps define reconciliations, data ownership, and versioned extracts in GeneData. A reproducible analysis starts with knowing what went into it.
Scope AegisNow around approved actuarial methods and assumptions. Record model versions, inputs, and overrides so a reviewer can reproduce the result.
Cortex AI can help prepare movement commentary, assemble supporting evidence, and flag missing information. Actuaries validate explanations and exercise professional judgement.
Preserve the review trail, decision rationale, and final sign-off. Agree the intended use and accountable actuarial owner before releasing an output.
AI supports preparation and analysis. Qualified actuaries remain responsible for methodology, assumptions, validation, professional judgement, and sign-off. Product capabilities and integrations are confirmed during scoping.
INSURANCE EXPERTISE. ONE TRANSFORMATION PARTNER.
Explore each discipline with a detailed slideshow, an English PowerPoint and a LinkedIn-ready PDF.

Explore Whole Life, UL, VUL, IUL, disability, long-term care and annuities, with nine sample reports, product calculations and AI-assisted explanations.
67 slides · English
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Explore policyholder servicing, life claims, actuarial controls, legacy modernisation and the economics of a shrinking portfolio.
35 slides · English
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Book reconciliation, APIs and MCP, complex batch processing and controlled policy system conversion, with an illustrative cost-reduction model.
31 slides · English
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Explore delegated authority reporting for the London insurance market and Lloyd’s: binder controls, data quality, premium and claims reconciliation, AI assistance and implementation.
58 slides · English
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The executive story across insurance, reinsurance and actuarial work.
20 slides
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Underwriting, claims, servicing and legacy API enablement.
20 slides
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Treaty structures, recoveries, reconciliation and finance controls.
20 slides
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Reserving, pricing, valuation and professional governance.
20 slides
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AI-assisted life insurance claims, from notification to benefit payment, with human review and a concrete risk mitigation plan.
24 slides
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Life and P&C underwriting with AI assistance, reproducible pricing, human authority and risk controls.
24 slides
View presentationILLUSTRATIVE RESERVING CYCLE
Consider an insurer preparing its quarterly reserve review across separate claims, policy administration, and reinsurance systems. Genellipse can help connect the work into a traceable cycle, starting with the systems and approved methods the team already uses.
This is an illustrative engagement design. The product configuration, integrations, and acceptance criteria are agreed with your team during scoping.
Start with one portfolio and a reviewed prior quarter. Genellipse works with the actuarial owner to record the approved method, materiality thresholds, current effort, and acceptance criteria.
An agreed scope and comparison baseline.
Connect policy, claims, premium, and reinsurance extracts through available APIs or controlled file transfers. Use GeneData to trace transformations, investigate exceptions, and freeze the approved input snapshot.
Reconciled inputs with ownership and lineage.
Configure the agreed AegisNow workflow around approved models and assumptions. Retain run identifiers, model versions, and overrides; compare outputs with the reviewed historical run before expanding the scope.
A reproducible calculation and comparison record.
Use GeneAnalytics to compare periods and segments. Cortex AI can gather relevant evidence and draft explanations for changes in claims, exposure, assumptions, and ceded recoveries. The actuary checks the reasoning.
Movement analysis linked to supporting evidence.
Route unresolved items to named owners. Genellipse can connect GeneComply evidence and review processes, while GeneSecure supports investigation of relevant security events. Reviewers confirm that the analysis is ready for approval.
Recorded resolutions, review comments, and control evidence.
The authorized actuarial owner signs off the conclusion. Preserve the approved pack and its supporting versions, and measure cycle effort and review quality against the baseline before deciding what to automate next.
An approved decision pack and a measured improvement plan.
Genellipse works with your actuarial, data, technology, and control teams to select the products needed for the agreed outcome. Existing models and systems remain part of the integration assessment.
Connect legacy extracts and modern sources, standardize definitions, and retain data lineage so the actuarial team can explain where each input originated.
Bring reserving, pricing, reinsurance, and insurance operations into an agreed workflow with versioned assumptions and accountable review.
Coordinate approved agent tasks, retrieve evidence, and prepare draft analysis within defined permissions and human approval boundaries.
Present period movements, portfolio comparisons, and scenario results so reviewers can investigate the drivers behind the numbers.
Organize relevant controls, supporting documents, and review responsibilities so evidence remains connected to the decisions it supports.
Bring relevant access and security telemetry into investigation workflows, helping security teams examine events affecting sensitive actuarial data.
EXPLORE THE OPPORTUNITY
Actuarial teams spend valuable review time reconciling claims data, rebuilding development datasets, and explaining movements between reserving cycles. Different extracts and assumptions can make comparisons difficult to reproduce.
Explore workflow & ROIPricing teams reconcile exposure, premium, and loss experience across multiple sources before they can test a change. Slow preparation limits the time available to challenge assumptions and understand portfolio effects.
Explore workflow & ROIRisk and actuarial teams must reconcile assumptions and explain how different scenarios affect liabilities, assets, and capital. Manually assembled scenario packs slow decision-making and complicate traceability.
Explore workflow & ROIPeriod-end valuation depends on repeatable inputs, documented assumptions, and close coordination between actuarial and finance teams. Spreadsheet handoffs make it difficult to explain changes and assemble review evidence.
Explore workflow & ROIActuarial analysts repeatedly reconcile extracts and investigate missing fields before a calculation can begin. Uncontrolled substitutions make subsequent explanations difficult.
Explore workflow & ROIExperience studies require consistent cohorts, exposure calculations, and event definitions. Rebuilding them in spreadsheets reduces time available for examining changing experience.
Explore workflow & ROIAssumptions circulate in spreadsheets and email with unclear versions or approval status. Teams struggle to establish which basis was used in a reported result.
Explore workflow & ROIValidation evidence is dispersed across model code, test outputs, and review notes. Reviewers spend time reconstructing intended use before challenging the model.
Explore workflow & ROILife and annuity projection work requires consistent policy features, assumptions, and run configurations. Manual setup and unexplained changes slow the review cycle.
Explore workflow & ROIExposure records, geocoding, policy terms, and licensed catastrophe-model outputs may be inconsistent. Analysts spend time reconciling the input and result sets.
Explore workflow & ROIPremium, claims, exposure, and plan data arrive on different cycles. Actuarial and underwriting teams reconcile definitions before discussing emerging performance.
Explore workflow & ROIModel versions, runtime settings, and input files are not always captured together. Teams cannot quickly reproduce an approved result or compare a proposed release.
Explore workflow & ROIChoose one portfolio, reporting period, and approved method. Genellipse can map the source data, configure a scoped workflow, and compare the result with a reviewed historical analysis. Agree reconciliation tolerances, exception handling, and approval responsibilities before the MVP starts.
Track preparation hours, reconciliation exceptions, rerun time, review effort, and traceability. Model the value of released capacity alongside implementation, licensing, operation, and validation costs. Improved speed alone does not establish reserve adequacy, pricing suitability, or regulatory compliance.
The agreed deliverables can include a certified data snapshot, reproducible run, movement analysis, assumptions register, validation evidence, and a phased implementation recommendation. Your actuarial owner determines whether the evidence supports the next stage.
Genellipse can help measure a comparable cycle before and after the MVP: preparation and review hours, time to resolve exceptions, rerun duration, and the proportion of outputs with complete supporting evidence. Include integration, licensing, operation, training, and ongoing validation in the cost estimate.
Released hours represent capacity. Count them as cash savings only where an actual expense reduction is achievable, and avoid counting the same benefit twice. Reserve releases, improved pricing, or reduced capital requirements require separate evidence and actuarial approval.
Explore the reserving ROI calculatorINDUSTRY PERSPECTIVES
These publications explore actuarial modernization and the wider use of AI in insurance. Each perspective below is paired with Genellipse’s proposed approach to applying the idea in a scoped engagement.
Sources reviewed in September 2026. Summaries are Genellipse’s interpretation of independent publications; the cited firms do not endorse Genellipse or its products. Original publications may be available in English only.
Deloitte
Actuarial operations · 2026
Deloitte identifies knowledge retrieval, investigation, and review preparation as practical areas for actuarial AI, with professional judgement retained.
Genellipse can scope Cortex AI around an approved evidence library and review workflow, measuring preparation effort and the quality of source references.
Read the original publicationPwC
Actuarial modernization survey · 2025
PwC’s survey highlights persistent data preparation effort and gaps in shared data foundations, alongside demand for greater actuarial efficiency.
Genellipse can use a GeneData MVP to connect sources, agree reconciliations, and compare preparation hours and exception rates with the current process.
Read the original publicationEY
Actuarial transformation · 2026
EY discusses AI across reporting, reserving, and model modernization, emphasizing data readiness, validation, and the evolving responsibilities of actuaries.
Genellipse can connect an AegisNow process with Cortex AI assistance while agreeing model comparisons, exception handling, and named approval owners.
Read the original publicationKPMG
Broader insurance transformation · 2026
KPMG describes the shift from isolated AI experiments to workflow execution, bringing operational, actuarial, and technology teams together.
Genellipse can map handoffs from legacy administration systems to actuarial analysis, then prioritize API connections and automation against agreed business outcomes.
Read the original publicationMcKinsey
Broader underwriting transformation · 2026
McKinsey describes an AI-enabled underwriting operating system that connects information and decision support while preserving specialist human judgement.
Genellipse can explore how AegisNow operational data and GeneAnalytics portfolio views support feedback between underwriting and actuarial teams.
Read the original publicationBCG
Broader portfolio management · 2026
BCG examines agentic AI in property and casualty portfolio management, connecting information and analysis to more responsive portfolio decisions.
Genellipse can scope a shared GeneData foundation and Cortex AI workflow to prepare portfolio analysis for actuarial and underwriting review.
Read the original publicationCOMMON QUESTIONS
Explore the scope, practical considerations, and a useful starting point for your team.
Genellipse starts with your approved methods, tooling, and available interfaces. The MVP assesses which steps can be connected and automated without changing the accountable model owner or approved methodology.
Select a recurring process with measurable preparation or reconciliation effort, available historical data, and a named reviewer. Reserving-cycle preparation is one option; the appropriate starting point depends on your priorities and data readiness.